By Gabriel Chen

LENDERS and the credit bureau have a role to play in responsible credit.

But consumers must also be more circumspect in their borrowing practices, the Consumers Association of Singapore (Case) cautioned yesterday.

Case executive director Seah Seng Choon, who was speaking at a seminar organised by DP Credit Bureau, urged consumers to determine how much they can afford when they take out a loan and to shop around before they jump in, for instance, to sign up for a mortgage with a bank.

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