By Lorna Tan, Senior Correspondent

Mr Tay Chin Ann, the man behind the interior decor of food and beverage outlets such as Thai Express, Jollibean and Shokudo in Raffles City, prefers not to lose sleep over his money.

Having seen how his friends lost hundreds of thousands, and even more than $1 million in one case, from stock investments, Mr Tay wants to play it safe.

This explains why the 44-year-old has never dabbled in shares, preferring to invest mainly in his own interior design and project management business, Bio-Design, which he set up in 1996 with his savings of $50,000. He is a director there.

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